Travel insurance is a category rather than a single product. Policies differ substantially in what they cover, the limits they apply and the documentation they require.
Rather than comparing prices first, compare the coverage areas that match your own trip: medical treatment abroad, medical evacuation, trip cancellation and interruption, delays, and baggage.
What to check
- Read the medical and evacuation limits, especially for remote destinations
- Check how cancellation reasons are defined, and which require documentation
- Confirm whether adventure activities on your itinerary are covered
- Note any time limit for purchasing after your first trip payment
- Check how existing coverage from credit cards or health plans interacts
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